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Personal Insurance Coverage       

“Be Smart, Be Safe, Be Insured”

Personal Coverage

Personal Insurance Coverage
  • Homeowners
  • Condo Unit Owners
  • Flood
  • Renters
  • Vacant Dwelling
  • Personal Umbrella
  • Personal Articles – Fine Arts & Jewelry

Home

HOME INSURANCE
Your home may be the most valuable asset you’ll ever own. As a result, choosing homeowners insurance is one of the most important decisions you can make.

A & H Insurance helps you navigate life’s unfortunate incidents and the coverage options necessary to receive compensation. We can help protect your home from fire, flood and other natural disasters, as well as insure personal property from theft or other loss. As independent insurance agents, it’s our job to explain category limits and per item limits, which can affect compensation for lost or damaged personal items.

A & H Insurance is Florida’s source of custom homeowners, renters, auto, watercraft, personal and commercial insurance programs. As a locally-owned independent insurance agency,

A & H Insurance agents take great pride in delivering superior service and being the best Florida insurance agency. Your home may be the most valuable asset you’ll ever own. As a result, choosing homeowners insurance is one of the most important decisions you can make.  A & H Insurance helps you navigate life’s unfortunate incidents and the coverage options necessary to receive compensation.  A & H Insurance protects Florida’s home owners and renters with flood, property coverage and more.

Auto

AUTO INSURANCE

A & H Insurance is your source for comprehensive and affordable auto insurance in Florida. Operating a vehicle without car insurance in Florida is against the law. However, not all insurance coverage options are necessary or even required. It’s important to understand how different coverage options affect legality and safety. The independent insurance agents at A & H Insurance can help you develop a personal car insurance plan based on your needs and budget. Both liability coverage and personal injury coverage are required auto insurance in Florida and help protect and ensure the well-being of all drivers in the Sunshine State. First of all, personal injury coverage (at least $10,000) insures a hurt driver against lost income, child care expenses, medical expenses, and other costs, in the event of an accident.

  • Liability coverage
  • Underinsured coverage or uninsured coverage
  • Collision coverage
  • Personal injury protection
  • And more…
Personal injury insurance helps you avoid financial hardship while you recover. When a driver causes damage to another vehicle or other property, liability insurance (at least $10,000 in coverage) covers property damage for which you are responsible. Even the best drivers can become liable for things beyond their control — you might not be able to avoid that patch of black ice, but you can make sure that you protect other drivers by maintaining liability insurance.  A & H Insurance is here to help you seriously consider the number of other coverages available. Which insurance coverage is right? You may have them through your current carrier, but they aren’t the best or most appropriate for your situation. Also consider that Florida, like New York and Michigan, is a no fault auto insurance state. Did you know Florida’s insured drivers are allowed compensation for losses, even if he or she was the party causing the loss? CAR INSURANCE COVERAGE: Liability coverage Underinsured coverage or uninsured coverage Collision coverage Personal injury protection And more… We can help you understand no-fault insurance and other particular auto insurance coverages, so you can choose the right type of coverage. You many already have auto policy… Contact Us today to determine if it’s right for you.
  • Term life
  • Whole life
  • Universal life
  • Variable universal

Life

LIFE INSURANCE
Life insurance is one of the most important types of insurance. Knowing that your beneficiaries are cared for, policyholders can enjoy freedom of mind and put their best foot forward every day. At its very basic, life insurance provides a benefit for individuals’ beneficiaries following their death. It provides compensation for survivors to pay off debts and other expenses, and also help compensate for lost income.

Two standard types of life insurance are term (insurance for a specified period of time at a lower cost) and permanent (certain amount of coverage at variable rates).

LIFE INSURANCE COVERAGE:
Term life
Whole life
Universal life
Variable universal

Get Insured Today